How Paays Works

Paays unlocks accessibility and affordability in travel.

Find your trip with one of our partners

  • Visit our Travel Partners See the Full List
  • Find the trip of your dreams
  • Select your options and get your purchase amount

Apply to pay monthly.

  • Go through our super smooth approval process Get Pre-Approved
  • Monthly payments start as low as $90/month!
  • Apply for your purchase amount, or up to $3,500 (current max.).

Book your trip with your
Paays prepaid card

  • Once you're approved, we instantly load your funds onto
    a virtual pre-paid card.
  • Use your card at the checkout of one of our travel partners.

Competitive interest rates vs. credit cards


Flexibility to spread payments over 12+ months


Travel further, longer or better
with monthly payments


Full list of FAQs

Your Dream Vacation in Affordable Payments.