Paays - Company

“The best technology solutions are rarely just about the technology: they are rooted in a deep understanding of customer processes, requirements, and problems. The Paays approach reflects this with significant time and resource commitments in problem understanding before problem solving. Our highly-skilled team at Paays are great listeners, along with being great problem-solvers!" - David Fry, Founder and CEO, Paays

Leadership Team

David Fry

Founder & CEO

David has over 20 years of capital markets experience in MD and Vice-chair roles with global banks in London, NYC and Toronto. He was a Co-Founder of Lawrence Park Capital in 2012, and a Co-Founder of Aspire FinTech in 2015. David launched Paays as a travel BNPL provider in 2018, pivoting Paays to Enterprise FinTech in 2021.

Maurício Mota

Head of Product

With over a decade of experience in architecting and building technology products, Mauricio has a stellar track record of delivering successful solutions to enterprises. He has a deep understanding of Open Banking, through his various roles as an early employee at Flinks, where most recently he was Head of Integrations and Product Manager.

Tiago Colombo

VP of Engineering

Tiago is a skilled technologist and engineering manager, with over 20 years of experience. Previous to Paays, Tiago was the Head of Engineering at a Toronto-based travel-tech company, and before this he held senior engineering roles at Borrowell in Canada, and FIS in Brazil.

Anne-Marie Kelly

Head of Fraud

Anne-Marie is an identity, fraud detection and risk management expert. With over 25 years of experience including senior leaderships roles at Mastercard, Transunion and Manulife Bank, she is a sought-after and trusted thought leader in the industry.

Farzad Khalafi

Lead Back-end Engineer

Farzad is a strong technologist with a deep background in back-end and site reliability engineering. He has held senior engineering roles in both FinTech (Financeit) and Healthcare (Reformulary) sectors, with extensive experience in node, react, and AWS services.

Shrikant Sharma

Senior Back-end Developer

Shri is a Senior Backend Developer specializing in backend development, with experience in DevOps and security. With experience leading teams in previous roles, he has delivered solutions across industries including Healthcare, Fintech, EdTech, and Workplace Management. Shri is proficient in technologies such as Node.js and Python, creating secure, high-performance solutions.

Nawal Al Saidi

Full-stack Developer

Nawal is a full-stack engineer with a background in building web applications and integrations in the FinTech space, having previously worked at a Toronto-based startup that achieved significant funding. She brings a strong passion for product development and user experience.

Andrea Neufeld

Advisory Board Member

Andrea has extensive work experience at the intersection of finance and technology, building strong relationships in both worlds for over a decade. She’s the former Head of Global Client Operations at Flinks, Canada’s largest Bank Data Aggregator. Previously, she was a Senior Process Manager for Capital One in Toronto

Mike Carmichael

Advisory Board Member

Mike is a 4th generation automotive dealer. He has over 20 years of experience with various domestic and import brands auto retail in Canada. He is the Founder, President and Owner of UpAuto (2017), and was the President and Dealer Principal of City Buick Chevrolet Cadillac (2010), and the President of AutoPark (2013).