The Smarter Way
to Pay For Travel

Travel now for affordable monthly payments starting at $91.

Paays Travel
Affiliate Partners

Book with a Paays affiliate partner
or your own travel provider

Show All Partners

How It Works

1. Get Approved for Paays today.

Once approved,
take 30 days to book.

2. Get your prepaid MasterCard.

Your funds are loaded to your
virtual MasterCard

3. Book your trip anywhere

Use your Paays card
and book anywhere
MasterCard is accepted

4. Pay in monthly installments

payments as low as
$91/month (12 months)

Estimate your payment

How much is your trip?


Monthly Payment =






$137 / month

1 movie ticket

Who is the smarter traveler?

Jennifer and Joe make the same $1,500 travel purchase

Jennifer pays with Paays Monthly Payments

Jennifer's monthly payment is $139

Jennifer pays
off her purchase
in 12 months

Jennifer pays only $167 in interest.

Joe pays with
a credit card

Joe pays the min. monthly
payment, starting at $45

Joe pays
off his purchase
in 11 years

Joe pays almost
$1500 in interest!

Jennifer books
another holiday

Joe's travelling
days are over

Paays – the smarter way to pay for travel #itpaaystobesmart

* Both examples are based on a 19.99% APR.  If approved, your rate may be lower or higher than this.


  • Bruno R.

    I definitely can say that using Paays was one of the BEST decisions that I ever made. First of all the application was easy, the process was fast/on time, the rates are great and even though I did have issues with one of their partners (no issues with PAAYES), David helped me in a way that he brought back to me the belief that still exist good companies and good people that cares about us and our dreams.

Item 1 of 2

See the world with an affordable monthly payment

Interest-free travel
is coming!

Sign up today